| Commercial Prime Checking |
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- Minimum opening balance is $500.00.
- $10.00 monthly maintenance fee plus 15 cents per item charge (Transaction
items consist of debits, credits and items deposited).***
- Earning credit is based on daily average collected balance less 10% reserve
and current rate for offsetting the account's monthly service charge.
- Unlimited check writing/free check image with monthly statement.
- Free 24 hours telebank service in English and Chinese.
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- Minimum opening balance is $500.00.
- $10.00 monthly maintenance fee waived if balance is $1,000.00 or more.
- Competitive interest compounded and paid monthly. (Note: no interest will
be paid if average collected balance is below $1,000.00) *
- 15 cents per item charge (Transaction items consist of debits, credits and
items deposited).***
- Unlimited check writing/free check image with monthly statement.
- Free 24 hours telebank service in English and Chinese.
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- Minimum opening balance is $500.00.
- $10.00 monthly maintenance fee waived if balance is $2,500.00 or more.
- Competitive interest compounded and paid monthly. (Note: no interest will be paid if average collected balance is below $2,500.00) *
- $5.00 fee per transaction in excess of 6 debits. ****
- Free check image with monthly statement.
- Free 24 hours telebank service in English and Chinese.
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| Convenient Commercial Checking |
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- Minimum opening balance is $200.00.
- $12.00 monthly maintenance fee waived if the ledger balance $2,000.00 or
more.
- 200 free transactions per monthly statement period. 25 cents for each
transaction exceeding the 200 limit.
- Free check image with monthly statement.
- Free 24 hours telebank service in English and Chinese.
* If account is closed prior to end of statement cycle, no interest will be paid
for that statement cycle.
** Federal law prohibits paying interest on demand deposits to certain business types
such as corporations and partnership.
*** A transaction is considered to be any credit, debit, deposit, check, or any other
item that is processed through your account.
**** Federal law limit 6 transaction debits per statement cycle.
Note: A charge of 17.9 % for account with a negative collected balance.
Please call your local branch for the latest interest rates. |
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