Personal Saving
Saving Accounts
 

Regular Savings Account:
Minimum opening balance is $100.00.
$100.00 minimum daily balance to avoid quarterly maintenance fee of $7.00.
$1.00 transaction fee in excess of 6 transactions per quarter. *
Competitive interest compounded and paid quarterly. (Note: no interest
will be paid if daily average collected balance is below $100.00). **
Free quarterly statement.
Free 24 hours telebank in English and Chinese.
ATM access (Nonproprietary ATM $2.00 per transaction)

   
Children's Saving
 
  • No minimum opening balance or minimum daily balance requirement.
  • No maintenance fee requirement.
  • $1.00 transaction fee in excess of 6 transactions per quarter. *
  • Competitive interest compounded and paid quarterly. (Note: no interest
    will be paid if average collected balance is below $100.00). **
  • Free quarterly statement.
  • Free 24 hours telebank in English and Chinese.
  • ATM access (Nonproprietary ATM $2.00 per transaction)
   
Regular CD
 
  • Amount starts with $1,500.00 to $99,999.00
  • Available terms: 32 days, 90 days, 180 days, 270 days, 16 months, 18 months, 2 years and 3 years.
   
Jumbo CD
 
  • Amounts starts with $100,000.00
  • Available terms: 14 days, 32 days,  60 days, 90 days, 120 days, 180 days, 270
    days, 16 months, 18 months, 1 year, 2 years and 3 years.
   
IRA-Regular
 
  • Minimum opening balance is $500.00
  • Available terms: 1 year and 18 months.
  • Rate is subject to change without prior notice.
   
Installment CD
 
  • Minimum contract amount $2,500.00
  • Available terms: 1 year, 2 years and 3 years
   


* Federal law may impose additional limitations.
** If account is closed prior to end of statement cycle, no interest will be paid for that      statement period.

Please call your local branch for the latest interest rates.

 

 

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