Personal Checking
Ideal Checking
 
  • Minimum opening balance is $100.00
  • Minimum daily balance of $300.00 to avoid maintenance fee $7.00 and minimum daily balance of $500.00 to avoid maintenance fee $5.00
  • Unlimited Check writing.
  • ATM access (Nonproprietary ATM $2.00+ per transaction)
  • Free check image with monthly statement
  • Free 24 hours telebank service in English or Chinese.
   
Budget Checking
 
  • Minimum opening balance is $50.00
  • Minimum daily balance of $100.00 to avoid maintenance fee $5.00
  • Free 10 debits per month. 50 cents for each in excess of 10.
  • ATM access (Nonproprietary ATM $2.00+ per transaction)
  • Free check image with monthly statement.
  • Free 24 hours telebank service in English or Chinese.
   
Value Checking
 
  • For individuals over the age of 55
  • Minimum opening balance is $100.00
  • No Minimum daily balance requirement and no maintenance fee
  • Unlimited Check writing.
  • ATM access (Nonproprietary ATM $2.00+ per transaction)
  • Free check image with monthly statement.
  • Free 24 hours telebank service in English or Chinese.
   
Direct Deposit Checking
 
  • For individuals with payroll direct deposit
  • Minimum opening balance is $100.00
  • No minimum daily balance requirement and No maintenance fee
  • Unlimited Check writing.
  • ATM access (Nonproprietary ATM $2.00+ per transaction)
  • Free check image with monthly statement.
  • Free 24 hours telebank in English or Chinese.
   
Deluxe Personal Now
 
  • Minimum opening balance is $500.00.
  • $1,000.00 minimum daily balance to avoid monthly maintenance fee of $8.50.
  • Unlimited checking writing.
  • Competitive interest compounded and paid monthly. (Note: no interest will be paid if average daily collected balance is below $1000.00). *
  • ATM access (Nonproprietary ATM $2.00+ per transaction)
  • Free check image with monthly statement.
  • Free 24 hours telebank service in English and Chinese.
   
Advantage MMDA **
 
  • Minimum opening balance is $500.00.
  • $2,500.00 minimum daily balance to avoid quarterly maintenance fee of $12.00.
  • Competitive interest compounded and paid monthly. (Note: no interest will be paid if average daily collected balance is below $2500.00).
  • Tiered rate structure to allow your interest rate increase as your average daily collected balance increases. *
  • $5.00 fee per transaction in excess of 6 debits. **
  • ATM access (Nonproprietary ATM $1.00+ per transaction)
  • Free check image with monthly statement.
  • Free 24 hours telebank service in English and Chinese.

* If account is closed prior to end of statement cycle, no interest will be paid for that
   statement period.
** Federal law limits transactions to 6 debits per statement cycle, 3 may be by check.

Please call your local branch to check the latest interest rates.
Service
 
  • International Trade
  • Wire Transfer
  • Safe Deposit Box
  • Other Services
  •    

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