REV. 12/2010

FACTSWHAT DOES AMERICAN FIRST NATIONAL BANK (AFNB) DO WITH YOUR PERSONAL INFORMATION?

Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Account balances
  • Payment history
  • Transaction history
  • Credit history
  • Account transactions

When you are no longer our customer, we continue to share your information as described in this notice.

How?All financial companies need to share customers' personal information to run their everyday business. We list the reasons financial companies can share their customers' personal information; the reasons American First National Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes AFNB share?Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes-
to offer our products and services to you
NoWe don't share
For joint marketing with other financial companiesNoWe don't share
For our affiliates' everyday business purposes-
information about your transactions and experiences
NoWe don't share
For our affiliates' everyday business purposes-
information about your creditworthiness
NoWe don't share
For nonaffiliates to market to youNoWe don't share

Who we are 
Who is providing this notice?American First National Bank

What we do 
How does American First National Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does American First National Bank collect my personal information?We collect your personal information, for example, when you
  • Open an account
  • Pay your bills
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Make a wire transfer
  • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions 
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • American First National Bank does not share with our affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • American First National Bank does not share with nonaffiliates so they can market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • American First National Bank does not jointly market.

Other Important Information

Nevada Residents Only

We are providing you this notice under state law. You may be placed on our internal Do Not Call List by contacting us at American First National Bank, Customer Service Department, 9999 Bellaire Blvd. Houston TX 77036; Phone number 877-473-1888; email: [email protected]. You may also contact the Nevada Attorney Generals’ office: Bureau of Consumer Protection Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1-702-486-3132; email [email protected]


Questions?Call (877) 473-1888 or go to www.afnb.com