Account Features

  • $100 minimum to open
  • Six debits per statement cycle1
  • Earns Interest Quarterly2


  • $7 if balance falls below $100 (per statement cycle)
  • $1 Debit Item Charge3

Account Recommendations

  • Recommended for individuals who want to save

(1) Federal law limits transactions to 6 debits per statement cycle.
(2) Compounded and paid quarterly. If account is closed prior to end of statement, no interest will be paid for that statement cycle.
(3) Debit Item Charge: $1 per debit in excess of 6 per statement cycle.
Monthly image statements are provided at no charge to all checking accounts.
Negative Collected Funds Charge is 17.9% interest for all accounts.
The interest rate and annual percentage yield may change at any time at our discretion. Fees could reduce earnings on the account. Please contact our New Accounts representative for complete details and current rates.