- $500 minimum to open
- Unlimited check writing privileges
- Earns Interest - Tiered rate structure1
- Debit Card Included2
- $8.50 if balance falls below $1,000 (per statement cycle)
- Recommended for individuals who write many checks and can maintain a higher balance
(1) No interest will be paid if the average collected balance falls below $1,000 during the statement cycle. If account is closed prior to end of statement, no interest will be paid for that statement cycle.
(2) If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or an automated transfer network and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.
Monthly image statements are provided at no charge to all checking accounts.
Negative Collected Funds Charge is 17.9% interest for all accounts.
The interest rate and annual percentage yield may change at any time at our discretion. Fees could reduce earnings on the account. Please contact our New Accounts representative for complete details and current rates.