Account Features

  • $500 minimum to open
  • Six debits per statement cycle1
  • Earn Interest - Tiered rate structure2


  • $12 if daily balance falls below $2,500 (per statement cycle)
  • $5 Debit Item Charge3

Account Recommendations

  • Recommended for Businesses that can maintain a higher balance and wish to earn interest1

(1) Federal law limits transactions to 6 debits per statement cycle.
(2) Interest compounded and paid monthly. No interest will be paid if the average collected balance falls below $2,500 during the statement cycle. If account is closed prior to end of statement, no interest will be paid for that statement cycle.
(3) Debit Item Charge $5 per debit in excess of 6 per statement cycle.
Monthly image statements are provided at no charge to all checking accounts.
Negative Collected Funds Charge is 17.9% interest for all accounts.
Please contact our New Accounts representative for complete details and current rates.